How does a commercial mortgage work?

• A commercial mortgage is a loan secured against a commercial building such as an office building, restaurant, industrial/commercial warehouse or retail shop.

• Commercial mortgages are also available for Buy-to-Let (BTL) properties or house in multiple occupation (HMO) properties.

• Almost any property that isn’t your personal residence can be used as security for a commercial mortgage loan.

• Funds can be used to purchase property, refinance an existing loan, or refurbish/develop commercial property. 

• Available up to a 30-year term.